$240,000
1008 Oak Street
Niles, MI 49120
MLS# 25063002
5 beds  |  3 baths  |  2358 sqft


Front of Home
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Front of Home Front of Home Kitchen Main House Kitchen Main House Dining Room Livingroom Livingroom Foyer Bedroom Bedroom Bathroom Bathroom Bonus space Bedroom Bedroom Bedroom Bathroom Bedroom Bedroom Apartment Living Room Apartment Bedroom Apartment Bedroom Apartment Kitchen Apartment Kitchen Apartment porch Garage below Apt. Garage below Apt. Room in Garage Bank Building Bank Building Bank Building Bank Building Bank Building Bank Building Bank Building 56-all_floors_1008_oak_street_niles_with 57-all_floors_1008_oak_street_garage_apa Garage Garage/Apartment Front of Bank Building Side of Bank Building Back Yard Back of Home Side of Home

Property Description
A rare opportunity featuring three structures on one property, blending historic charm, versatility, and income potential. The main home is a 5 BDRM, 2.5 BA home showcasing refinished original woodwork, hardwood floors, solid trim and doors, plus abundant natural light. Historic details include skeleton key doors, a fisheye oval window, an icebox window & solid wood French bifold doors. The basement provides ample storage. The 2nd structure is the historic 1843 Bank building, the first private bank in Niles, relocated to this site in 1961. Features include 14 ft. ceilings, 2x8 stacked exterior wall construction, drywall, 12 gauge wiring, insulation, and plumbing in place for a kitchen and bath, ideal for a home business or studio. The 3rd structure is a detached garage with a 1 BDRM APT. above, currently tenant-occupied with an existing lease in place, offering immediate rental income. Immaculate & versatile perfect for multi-generational living, investment, or a live/work setup.

Details
Maps
Location & Property Info
Cross Streets: Near corner of Oak & 11th
Property Sub-Type: Single Family Residence
Area: Southwestern Michigan - S
Municipality: Niles City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 101.78
General Property Info
New Construction: No
Lot Dimensions: 83 x 132
Road Frontage: 83
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: No
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 2358
SqFt Above Grade: 2358
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 583
Building Total SqFt: 2941
Total Beds Above Grade: 5
Main Level Primary: Yes
Stories: 2
School District: Niles
# of Outbuildings: 2
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.25
Lot Square Footage: 10890
Year Built: 1922
Total Bedrooms: 5
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 46401
SEV: 128500
For Tax Year: 2025
Seller's Annual Property Tax: 2559
Tax Year: 2024
Homestead %: 0
Spec Assessment & Type: none known
Tax ID #: 11-73-2730-0009-03-4
Remarks & Misc
Public Remarks: A rare opportunity featuring three structures on one property, blending historic charm, versatility, and income potential. The main home is a 5 BDRM, 2.5 BA home showcasing refinished original woodwork, hardwood floors, solid trim and doors, plus abundant natural light. Historic details include skeleton key doors, a fisheye oval window, an icebox window & solid wood French bifold doors. The basement provides ample storage. The 2nd structure is the historic 1843 Bank building, the first private bank in Niles, relocated to this site in 1961. Features include 14 ft. ceilings, 2x8 stacked exterior wall construction, drywall, 12 gauge wiring, insulation, and plumbing in place for a kitchen and bath, ideal for a home business or studio. The 3rd structure is a detached garage with a 1 BDRM APT. above, currently tenant-occupied with an existing lease in place, offering immediate rental income. Immaculate & versatile perfect for multi-generational living, investment, or a live/work setup.
Legal: THE NE1/4 OF OUT LOT 9 & THE W 0.375' OF THE N1/2 OF OUT LOT 10 GREEN & HOFFMAN'S OUT LOTS CITY OF NILES
Waterfront Options
Water Access Y/N: No
Lot Description
Level: 1
Sidewalk: 1
Other Structures
Guest House: 1
Other: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
High Speed Internet: 1
Utilities Attached
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
Unknown: 1
Laundry Features
In Basement: 1
Main Level: 1
Other: 1
Exterior Material
Stucco: 1
Wood Siding: 1
Roofing
Metal: 1
Other: 1
Parking Features
Detached: 1
Garage Faces Front: 1
Heat Source
Electric: 1
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 1
Upper Level Square Feet: 1146
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 2
Main Full Baths: 1
Main Level SQFT: 1212
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Half Baths: 1
Basement Finished SQFT: 0
Total Basement SQFT: 583
Driveway
Paved: 1
Substructure
Crawl Space: 1
Full: 1
Partial: 1
Windows
Bay/Bow: 1
Storms: 1
Additional Items
Ceiling Fan(s): 1
Window Treatments: 1
Appliances
Dryer: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Natural Gas: 1
Exterior Features
Scrn Porch: 1
Fencing
Fenced Back: 1
Patio and Porch Features
Screened: 1
Flooring
Wood: 1
Landscape
Decor Fence: 1
Garden Area: 1
Outbuilding 1
Outbuilding Description: Guest House
Outbuilding 1 Dimensions: 27 x 28
Outbuilding 1 SqFt: 720
Outbuilding 1 Electric: 1
Outbuilding 1 Water: 1
Outbuilding 1 Bathroom: 1
Outbuilding 1 Heated: 1
Outbuilding 1 Insulated: 1
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Concrete: 1
Outbuilding 1 Floor Type - Wood: 1
Outbuilding 2
Outbuilding Description: Other
Outbuilding 2 Dimensions: 45x28
Outbuilding 2 SqFt: 1260
Outbuilding 2 Electric: 1
Outbuilding 2 Heated: 1
Outbuilding 2 Insulated: 1
Outbuilding Floor Type 2
Outbuilding 2 Floor Type - Wood: 1
Architectural Style
Craftsman: 1
Historic: 1
Possession
Close Of Escrow: 1
Negotiable: 1
Location Property Info
County: Berrien
Street #: 1008
Street Name: Oak
Suffix: Street
State: MI
Zip Code: 49120
OfficeContract Info
Status: Active
List Price: $240,000
Current Price: $240,000
Listing Date: 2025-12-31
Remarks Misc
Directions: From S. 11th turn west on Oak St. From 10th St turn east on Oak St.
Property Features
Laundry Features: In Basement; Main Level; Other
Exterior Material: Stucco; Wood Siding
Roofing: Metal; Other
Windows: Bay/Bow; Storms
Substructure: Crawl Space; Full; Partial
Lot Description: Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Natural Gas Connected
Util Avail at Street: High Speed Internet
Additional Items: Ceiling Fan(s); Window Treatments
Appliances: Dryer; Range; Refrigerator; Washer
Heat Source: Electric; Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Exterior Features: Scrn Porch
Fencing: Fenced Back
Flooring: Wood
Patio and Porch Features: Screened
Landscape: Decor Fence; Garden Area
Other Structures: Guest House; Other
Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Water; Outbuilding 1 Bathroom; Outbuilding 1 Heated; Outbuilding 1 Insulated
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete; Outbuilding 1 Floor Type - Wood
Outbuilding 2: Outbuilding 2 Electric; Outbuilding 2 Heated; Outbuilding 2 Insulated
Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Wood
Parking Features: Detached; Garage Faces Front
Architectural Style: Craftsman; Historic
Driveway: Paved
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional
Possession: Close Of Escrow; Negotiable
Sale Conditions: None
Room Information
Room Name Length Length Width Level Width Remarks
Kitchen13.8013.8011.00Main11.00
Dining Room13.7013.7011.10Main11.10
Living Room16.2016.2016.90Main16.90
Den15.3015.3013.60Main13.60
Family Room12.0012.0010.40Main10.40
Bathroom 17.907.908.00Main8.00
Other9.009.008.70Main8.70Screened Porch
Primary Bedroom15.3015.3013.60Main13.60
Bedroom 212.0012.0010.00Main10.00
Bedroom 313.7013.7020.20Upper20.20
Bathroom 26.706.707.40Upper7.40
Bedroom 39.809.805.80Basement5.80
Other9.309.3014.50Basement14.50Storage
Other22.6022.6017.40Basement17.40Storage
Bedroom 415.2015.2014.20Upper14.20
Bedroom 513.7013.7020.20Upper20.20

IDX
Listing Office: Red Shoe Realty
Listing Agent: Jennifer Inman

Last Updated: March - 20 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.