$700,000
St. Joseph, MI 49085
MLS# 26019503
5 beds | 4 baths | 2428 sqft
1 / 64
Property Description
Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave. The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light
Details
Maps
Location & Property Info
Cross Streets: Wayne and Olive
Property Sub-Type: Single Family Residence
Municipality: St. Joseph City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 288.3
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 40 x 265
Road Frontage: 40
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 1
Waterfront: No
Body of Water: Lake Michigan
Income Property: No
Basement: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 3266
SqFt Above Grade: 2428
Below Grade Finished SqFt: 838
Below Grade Unfinished SqFt: 280
Building Total SqFt: 1118
Total Beds Above Grade: 5
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: No
Stories: 2
School District: St. Joseph
# of Outbuildings: 2
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.24
Lot Square Footage: 10324
Year Built: 1912
Total Bedrooms: 5
Full Baths: 4
Total Baths: 4
Tax Info
Taxable Value: 243032
SEV: 265000
For Tax Year: 2024
Seller's Annual Property Tax: 9523.62
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: None Known
Tax ID #: 11-76-3160-0031-00-8
Remarks & Misc
Public Remarks: Built in 1912, this historic 5 bedroom, 4 full bath downtown St. Joe home sits on a quarter acre along the Lake Michigan shoreline community of Southwest Michigan, just a few minutes from Silver Beach, the St. Joseph River, and the marinas just down the hill. Steps from schools, a charming downtown filled with shops and restaurants, and Kiwanis Park without crossing a road, the location is simply ideal. St. Joseph is known for its beautiful beaches, vibrant historic downtown, and an abundance of outdoor activities that make it equally appealing as a year round residence or vacation home. Situated along the Lake Michigan Shore Wine Trail and just about two hours from Chicago, it is the kind of place that is easy to fall in love with and hard to leave.
The main level impresses with quarter sawn white oak floors by Mattson Custom Floors, custom Amish cabinetry, new custom built-in shelves framing the fireplace, and a vintage clawfoot tub that anchors the character of the home. New light
Legal: COM 30' S58DEG45'E OF NWLY COR LOT 1 BLK 22 HOYT'S ADD TO CITY OF ST JOSEPH TH S31 DEG15'W 264' TH N58DEG45'W 40' TH N31DEG15'E 264' TH S58DEG45'E 40' TO BEG BEING THE WLY 30'OF LOTS 1 2 3 & 4 BLK 22 & THE E 10'OF VACATED ALLEY LYING WLY OF SD LOTS
Waterfront Options
Water Access Y/N: Yes
Water Type
Lake: 1
River: 1
Water Fea. Amenities
Public Access 1 Mile or Less: 1
Lot Description
Sidewalk: 1
Other Structures
Other: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Natural Gas Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
Laundry Chute: 1
Exterior Material
Vinyl Siding: 1
Roofing
Composition: 1
Parking Features
Detached: 1
Heat Source
Electric: 1
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Baseboard: 1
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: Yes
Accessibility Feat
36' or + Hallway: 1
Low Threshold Shower: 1
Upper Rooms
Upper Bedrooms: 4
Upper Full Baths: 2
Upper Level Square Feet: 1118
Total Baths Above Grade: 3
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 1310
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Full Baths: 1
Basement Finished SQFT: 838
Total Basement SQFT: 1118
Driveway
Concrete: 1
Substructure
Full: 1
Windows
Replacement: 1
Screens: 1
Kitchen Features
Mud Room Access: 1
Fireplace
Family Room: 1
Gas Log: 1
Additional Items
Ceiling Fan(s): 1
Garage Door Opener: 1
Humidifier: 1
Wet Bar: 1
Appliances
Built-In Gas Oven: 1
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Electric: 1
Exterior Features
Balcony: 1
Play Equipment: 1
Fencing
Fenced Back: 1
Patio and Porch Features
Patio: 1
Deck: 1
Flooring
Ceramic Tile: 1
Stone: 1
Wood: 1
Landscape
Garden Area: 1
Ground Cover: 1
Terraced Yard: 1
Underground Sprinkler: 1
Outbuilding 1
Outbuilding Description: Other
Outbuilding 1 Dimensions: 16x20
Outbuilding 1 SqFt: 320
Outbuilding 1 Door Height: 7
Outbuilding 1 Electric: 1
Outbuilding 1 Water: 1
Outbuilding 1 Heated: 1
Outbuilding 1 Insulated: 1
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Concrete: 1
Outbuilding 2
Outbuilding Description: Storage Shed
Outbuilding 2 Dimensions: 10x12
Outbuilding 2 SqFt: 120
Outbuilding Floor Type 2
Outbuilding 2 Floor Type - Wood: 1
Architectural Style
Traditional: 1
Possession
Negotiable: 1
Location Property Info
County: Berrien
Street #: 1012
Street Name: Pearl
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1386
OfficeContract Info
Status: Active
List Price: $700,000
Current Price: $700,000
Listing Date: 2026-05-01
Remarks Misc
Directions: Langley or Main St. to Pearl St., just East of Wayne St.
Property Features
Water Type: Lake; River
Accessibility Feat: 36' or + Hallway; Low Threshold Shower
Laundry Features: Laundry Chute
Exterior Material: Vinyl Siding
Roofing: Composition
Windows: Replacement; Screens
Substructure: Full
Lot Description: Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available
Kitchen Features: Mud Room Access
Fireplace: Family Room; Gas Log
Additional Items: Ceiling Fan(s); Garage Door Opener; Humidifier; Wet Bar
Appliances: Built-In Gas Oven; Dishwasher; Disposal; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Heat Source: Electric; Natural Gas
Heat Type: Baseboard; Forced Air
Air Conditioning: Central Air
Water Heater: Electric
Exterior Features: Balcony; Play Equipment
Fencing: Fenced Back
Flooring: Ceramic Tile; Stone; Wood
Patio and Porch Features: Deck; Patio
Landscape: Garden Area; Ground Cover; Terraced Yard; Underground Sprinkler
Other Structures: Other
Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Water; Outbuilding 1 Heated; Outbuilding 1 Insulated
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete
Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Wood
Parking Features: Detached
Architectural Style: Traditional
Driveway: Concrete
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA; VA Loan
Possession: Negotiable
Sale Conditions: None
Supplements
fixtures, a new refrigerator, and a new dishwasher round out a space that feels completely move-in ready. Watch storms roll in from the heated and cooled 4-season front porch or retreat to the private covered deck off the fourth bedroom upstairs. The finished basement delivers a full entertainment zone with a 120 inch theatre screen, custom bar, workout room, shop space, and a full bath.
Out back a finished bar behind the garage with water, electric, and heat anchors a covered patio with grill and seating area, all set on one of the largest yards in the city, complete with an invisible dog fence. Driveway and street parking make hosting a breeze. Move-in ready and waiting for its next chapter, whether you are looking for a forever home or the ultimate Southwest Michigan lakeside retreat. This one delivers. 3,266 finished square feet of history, heart, and everything you need to live in St. Joe.
Room Information
| Room Name | Length | Length | Width | Level | Width | Remarks |
| Primary Bedroom | Upper | Wall of windows overlooking backyard. | ||||
| Primary Bathroom | Upper | Clawfoot tub and low barrier shower | ||||
| Bathroom 2 | Upper | |||||
| Bedroom 2 | Upper | |||||
| Bedroom 3 | Upper | |||||
| Bedroom 4 | Upper | Also can be used as office with private covered deck | ||||
| Bedroom 5 | Main | access to shared full bathroom | ||||
| Laundry | Upper | two laundry rooms. wash basin in upper | ||||
| Laundry | Basement | second laundry in basement full bathroom | ||||
| Exercise Room | Basement | doubles as storage room | ||||
| Recreation | Basement | bar and projector with 120' screen | ||||
| Kitchen | Main | |||||
| Dining Room | Main | |||||
| Other | Main | breakfast/coffee room overlooking backyard | ||||
| Living Room | Main | |||||
| Other | 20.00 | 20.00 | 16.00 | Main | 16.00 | Bar bebehind garage, 16x20, heated |
| Other | Main | heated/cooled four season room at front entry |
Listing Office: Epique Realty
Listing Agent: Cathy Ficks-Blasy
Last Updated: May - 02 - 2026
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