$309,900
Riverdale, MI 48877
MLS# 26021383
4 beds | 3 baths | 2485 sqft

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Property Description
Discover the perfect blend of lake living, outdoor adventure, and investment opportunity at Lake Steven with this incredible waterfront property located at 10131 Birch Rd, Riverdale, MI -- offered at an amazing price point! With both included parcels, the property features 114 feet of private water frontage. The home sits on one parcel, while the neighboring parcel includes the additional detached garage, adding extra space, flexibility, and value. Located along the shores of one of Mid-Michigan's hidden gems, this spacious home offers endless possibilities. Whether you're searching for a year-round residence, vacation getaway, or income-producing property, this home checks every box.
Details
Maps
Location & Property Info
Cross Streets: E Willard Rd
Property Sub-Type: Single Family Residence
Municipality: Ferris Twp
Subdivision: Lake Steven
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 124.71
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 59x279x61x259, 68x259x53x243
Road Frontage: 127
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 2
Waterfront: Yes
Body of Water: Lake Steven
Income Property: No
Basement: No
Total Rooms AG: 12
Total Fin SqFt All Levels: 2485
SqFt Above Grade: 2485
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 2485
Total Beds Above Grade: 4
Statewide Lakes & Rivers: Lake Steven
Main Level Primary: No
Stories: 2
School District: Carson City
# of Outbuildings: 3
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.71
Lot Square Footage: 30928
Year Built: 1970
Total Bedrooms: 4
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 130937
SEV: 149000
For Tax Year: 2026
Seller's Annual Property Tax: 4015.64
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: none
Zoning: Waterfront
Tax ID #: 011-401-012-00
Remarks & Misc
Public Remarks: Discover the perfect blend of lake living, outdoor adventure, and investment opportunity at Lake Steven with this incredible waterfront property located at 10131 Birch Rd, Riverdale, MI -- offered at an amazing price point! With both included parcels, the property features 114 feet of private water frontage. The home sits on one parcel, while the neighboring parcel includes the additional detached garage, adding extra space, flexibility, and value.
Located along the shores of one of Mid-Michigan's hidden gems, this spacious home offers endless possibilities. Whether you're searching for a year-round residence, vacation getaway, or income-producing property, this home checks every box.
Legal: LOT 12 LAKE STEVEN SUBDIVISION NO. 1 AND LOT 13 LAKE STEVEN SUBDIVISION NO. 1
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 114
Water Type
Lake: 1
Water Fea. Amenities
Dock: 1
Private Frontage: 1
View: 1
Lot Description
Wooded: 1
Other Structures
Second Garage: 1
Other: 1
Street Type
Paved: 1
Utilities Attached
High Speed Internet: 1
Sewer
Septic Tank: 1
Water
Well: 1
Terms Available
Cash: 1
Conventional: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
Electric Dryer Hookup: 1
Gas Dryer Hookup: 1
In Hall: 1
Laundry Closet: 1
Laundry Room: 1
Lower Level: 1
Main Level: 1
Washer Hookup: 1
Exterior Material
Vinyl Siding: 1
Roofing
Metal: 1
Mixed: 1
Shingle: 1
Parking Features
Attached: 1
Garage Door Opener: 1
Garage Faces Front: 1
Heat Source
Propane: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 980
Total Baths Above Grade: 3
Main Rooms
Main Bedrooms: 1
Main Half Baths: 1
Main Level SQFT: 1505
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Driveway
Concrete: 1
Substructure
Crawl Space: 1
Windows
Insulated Windows: 1
Screens: 1
Skylight(s): 1
Kitchen Features
Breakfast Nook: 1
Center Island: 1
Eating Area: 1
Pantry: 1
Fireplace
Gas Log: 1
Living Room: 1
Primary Bedroom: 1
Wood Burning: 1
Additional Items
Ceiling Fan(s): 1
Ensuite: 1
Garage Door Opener: 1
LP Tank Rented: 1
Sump Pump: 1
Appliances
Dryer: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Softener Owned: 1
Water Heater
Propane: 1
Exterior Features
Balcony: 1
Scrn Porch: 1
Patio and Porch Features
Porch(es): 1
Covered: 1
Deck: 1
Screened: 1
Flooring
Carpet: 1
Engineered Hardwood: 1
Laminate: 1
Linoleum: 1
Wood: 1
Landscape
Fruit Trees: 1
Garden Area: 1
Outbuilding 1
Outbuilding Description: Second Garage
Outbuilding 1 Dimensions: 36 x 40
Outbuilding 1 SqFt: 1440
Outbuilding 1 Electric: 1
Outbuilding 1 Heated: 1
Outbuilding Floor Type 1
Outbuilding 1 Floor Type - Concrete: 1
Outbuilding 2
Outbuilding Description: Storage Shed
Outbuilding 2 Dimensions: 6 x 8
Outbuilding 2 SqFt: 48
Outbuilding Floor Type 2
Outbuilding 2 Floor Type - Dirt: 1
Outbuilding 3
Outbuilding 3 Description: Other
Outbuilding 3 Dimensions: 13 x 6
Outbuilding 3 Ceiling Height: 7
Outbuilding 3 Door Height: 6
Architectural Style
Traditional: 1
Possession
Close Plus 30 Days: 1
Location Property Info
County: Montcalm
Street #: 10131
Street Name: Birch
Suffix: Drive
State: MI
Zip Code: 48877
Zip (4): 9747
OfficeContract Info
Status: Active
List Price: $309,900
Current Price: $309,900
Listing Date: 2026-05-11
Remarks Misc
Directions: N Douglas Rd to E Willard Rd to Birch Dr to home on right.
Property Features
Water Type: Lake
Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Hall; Laundry Closet; Laundry Room; Lower Level; Main Level; Washer Hookup
Exterior Material: Vinyl Siding
Roofing: Metal; Mixed; Shingle
Windows: Insulated Windows; Screens; Skylight(s)
Substructure: Crawl Space
Lot Description: Wooded
Sewer: Septic Tank
Water: Well
Utilities Attached: High Speed Internet
Kitchen Features: Breakfast Nook; Center Island; Eating Area; Pantry
Fireplace: Gas Log; Living Room; Primary Bedroom; Wood Burning
Additional Items: Ceiling Fan(s); Ensuite; Garage Door Opener; LP Tank Rented; Sump Pump
Appliances: Dryer; Range; Refrigerator; Washer; Water Softener Owned
Heat Source: Propane
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Propane
Exterior Features: Balcony; Scrn Porch
Flooring: Carpet; Engineered Hardwood; Laminate; Linoleum; Wood
Patio and Porch Features: Covered; Deck; Porch(es); Screened
Landscape: Fruit Trees; Garden Area
Other Structures: Second Garage; Other
Outbuilding 1: Outbuilding 1 Electric; Outbuilding 1 Heated
Outbuilding Floor Type 1: Outbuilding 1 Floor Type - Concrete
Outbuilding Floor Type 2: Outbuilding 2 Floor Type - Dirt
Parking Features: Attached; Garage Door Opener; Garage Faces Front
Architectural Style: Traditional
Driveway: Concrete
Street Type: Paved
Mineral Rights: Unknown
Terms Available: Cash; Conventional; VA Loan
Possession: Close Plus 30 Days
Sale Conditions: None
Supplements
Nature lovers and outdoor enthusiasts will appreciate the setting. Lake Stevens is known for excellent fishing, peaceful waters, and abundant wildlife. Enjoy your morning coffee while watching eagles soar overhead, swans glide across the lake, and cranes gather along the shoreline -- all from the comfort of the screened-in porch/three-season room. The property also features a back deck and two firepit areas, perfect for entertaining or relaxing by the water.
Inside, you'll find plenty of space for family and guests. The updated chef's kitchen features modern appliances and ample workspace for entertaining. The home offers 4 bedrooms, including a spacious second-level primary suite complete with a gas fireplace, private balcony, and stunning lake views. The main living room features a charming wood-burning fireplace. There are also two full bathrooms upstairs and a convenient half bath on the main level. A well-maintained HVAC system provides comfort year-round.
Investors will immediately recognize the outstanding income potential this property offers. Featuring two separate kitchens, the layout is ideal for multi-family use, short-term rentals, or an exceptional Airbnb opportunity. The lower-level bedroom, paired with the second kitchen and additional living space, could easily function as a private in-law suite or guest quarters.
Additional highlights include an attached single-car garage plus a detached garage with tons of storage and workspace.
Don't miss your chance to own this versatile lakefront property at 10131 Birch Rd, Riverdale, MI!
Room Information
| Room Name | Length | Length | Width | Level | Width | Remarks |
| Living Room | 23.30 | 23.30 | 17.50 | Main | 17.50 | Wood Fireplace, Ceiling Fan |
| Dining Room | 23.30 | 23.30 | 10.42 | Main | 10.42 | Ceiling Fan |
| Kitchen | 30.00 | 30.00 | 9.50 | Main | 9.50 | Ceiling Fan, Kitchen island |
| Primary Bedroom | 27.00 | 27.00 | 23.40 | Upper | 23.40 | Balcony, Walk-In Closet, Gas Fireplace, Ceiling Fan |
| Bedroom 2 | 23.50 | 23.50 | 9.00 | Upper | 9.00 | Ceiling Fan |
| Bedroom 3 | 11.66 | 11.66 | 10.75 | Upper | 10.75 | Ceiling Fan |
| Bedroom 4 | 10.50 | 10.50 | 12.00 | Main | 12.00 | Ceiling Fan |
| Kitchen | 13.50 | 13.50 | 6.75 | Main | 6.75 | Fully equipped small kitchen, Ceiling Fan |
| Bathroom 1 | 5.50 | 5.50 | 3.00 | Main | 3.00 | Half bath |
| Bathroom 2 | 7.66 | 7.66 | 5.00 | Upper | 5.00 | |
| Bathroom 3 | 7.66 | 7.66 | 4.00 | Upper | 4.00 | |
| Laundry | 8.00 | 8.00 | 6.00 | Main | 6.00 |
Listing Office: Re/Max Real Estate Professionals
Listing Agent: Peter F MacIntyre
Last Updated: May - 11 - 2026
The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
