$699,000
Ludington, MI 49431
MLS# 25038631
3 beds | 3 baths | 1940 sqft
1 / 43
Property Description
Harbor Terrace Condominium - Enjoy a WEST facing view that offers captivating waterfront views, looking straight down the channel to Lake Michigan, with stunning sights of the lighthouse, marina, and the iconic SS Badger. This unique two-story, loft-style condo blends historic charm with modern comfort. Soaring 12-foot ceilings, exposed concrete pillars, and an open floor plan create a bright and welcoming main level, featuring the kitchen, dining, and living areas, ideal for both entertaining and everyday living. A half bath and laundry room complete the first floor. Upstairs, accessible via a charming spiral staircase or directly from the third-floor hallway (with convenient elevator access), you'll find a second living area, three bedrooms,
Details
Maps
Documents
Location & Property Info
Unit #: 201
Cross Streets: Rath Ave
Property Sub-Type: Condominium
Area: MasonOceanaManistee - O
Municipality: Ludington
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 360.31
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 0
Road Frontage: 0
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: Yes
Total Fireplaces: 1
Waterfront: No
Body of Water: Lake Michigan
Income Property: No
Basement: No
Condo Proj Name: Harbor Terrace
Total Rooms AG: 9
Total Fin SqFt All Levels: 1940
SqFt Above Grade: 1940
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 1940
Total Beds Above Grade: 3
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: No
Stories: 2
School District: Ludington
Entry Type: Security
Pets Y/N: Yes
Association YN: Yes
Lot Measurement: Square Feet
Year Built: 2006
Total Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 191715
SEV: 303500
For Tax Year: 2025
Seller's Annual Property Tax: 7960
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: Non known
Zoning: 401
Tax ID #: 5305157220100
Remarks & Misc
Public Remarks: Harbor Terrace Condominium - Enjoy a WEST facing view that offers captivating waterfront views, looking straight down the channel to Lake Michigan, with stunning sights of the lighthouse, marina, and the iconic SS Badger.
This unique two-story, loft-style condo blends historic charm with modern comfort. Soaring 12-foot ceilings, exposed concrete pillars, and an open floor plan create a bright and welcoming main level, featuring the kitchen, dining, and living areas, ideal for both entertaining and everyday living. A half bath and laundry room complete the first floor.
Upstairs, accessible via a charming spiral staircase or directly from the third-floor hallway (with convenient elevator access), you'll find a second living area, three bedrooms,
Legal: MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 39 HARBOR TERRACE CONDOMINIMUM UNIT # 4
Waterfront Options
Water Access Y/N: No
Water Type
Lake: 1
Water Fea. Amenities
Channel: 1
View: 1
Lot Description
Level: 1
Sidewalk: 1
Street Type
Paved: 1
Public: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Phone Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
No: 1
Association Info.
Approx. Assoc Fee: 669
Assoc. Buy in Fee: TBD
Assoc. Fee Payable: Monthly
Association Phone: 000-000-0000
Laundry Features
Laundry Room: 1
Assoc. Amenities
Fitness Center: 1
Indoor Pool: 1
Pets Allowed: 1
Security: 1
Spa/Hot Tub: 1
Other: 1
Exterior Material
Other: 1
Assoc. Fee Incl.
Lawn/Yard Care: 1
Sewer: 1
Snow Removal: 1
Trash: 1
Water: 1
Other: 1
Roofing
Rubber: 1
Parking Features
Attached: 1
Garage Door Opener: 1
Garage Faces Side: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 1036
Total Baths Above Grade: 3
Main Rooms
Main Half Baths: 1
Main Level SQFT: 904
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Driveway
Shared Paved: 1
Substructure
Other: 1
Windows
Insulated Windows: 1
Low-Emissivity Windows: 1
Screens: 1
Pool
Indoor: 1
Kitchen Features
Snack Bar: 1
Fireplace
Gas Log: 1
Living Room: 1
Additional Items
Ceiling Fan(s): 1
Garage Door Opener: 1
Window Treatments: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Electric: 1
Exterior Features
Balcony: 1
Patio and Porch Features
Terrace: 1
Flooring
Ceramic Tile: 1
Wood: 1
Security Features
Security System: 1
Landscape
Flower Garden: 1
Ground Cover: 1
Shrubs/Hedges: 1
Underground Sprinkler: 1
Architectural Style
Other: 1
Possession
Close Plus 30 Days: 1
Location Property Info
County: Mason
Street #: 105
Street Direction: W
Street Name: Danaher
Suffix: Street
State: MI
Zip Code: 49431
OfficeContract Info
Status: Active
List Price: $699,000
Current Price: $699,000
Listing Date: 2025-08-01
Remarks Misc
Directions: From Ludington Avenue South on Rath Ave to Danaher St. Main entrance lobby is on the south side of Danaher between Rath Ave. and James St
Property Features
Water Type: Lake
Laundry Features: Laundry Room
Exterior Material: Other
Roofing: Rubber
Windows: Insulated Windows; Low-Emissivity Windows; Screens
Substructure: Other
Lot Description: Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected; Phone Connected
Kitchen Features: Snack Bar
Fireplace: Gas Log; Living Room
Additional Items: Ceiling Fan(s); Garage Door Opener; Window Treatments
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Electric
Exterior Features: Balcony
Flooring: Ceramic Tile; Wood
Patio and Porch Features: Terrace
Security Features: Security System
Landscape: Flower Garden; Ground Cover; Shrubs/Hedges; Underground Sprinkler
Pool: Indoor
Parking Features: Attached; Garage Door Opener; Garage Faces Side
Architectural Style: Other
Driveway: Shared Paved
Street Type: Paved; Public
Mineral Rights: No
Terms Available: Cash; Conventional
Possession: Close Plus 30 Days
Sale Conditions: None
Supplements
and two full bathrooms, offering space for family, guests, or work-from-home needs.
Residents of Harbor Terrace enjoy exceptional amenities, including an indoor swimming pool, hot tub, fitness room, and a rooftop patio with 360-degree views of downtown Ludington, Pere Marquette Lake, and Lake Michigan, plus a heated parking garage.
What you will love most about this location is you're just steps from Ludington's vibrant downtown. Close to shopping, breweries, restaurants, marinas, parks, and, of course, the sugar sand beaches of Lake Michigan at Stearns Park. This is lake-town living at its finest.
Room Information
| Room Name | Remarks |
| Kitchen | |
| Dining Room | Formal |
| Living Room | |
| Laundry | |
| Primary Bedroom | |
| Primary Bathroom | |
| Bedroom 2 | |
| Bedroom 3 |
Seller's Disclosure/ Lead Based Paint 
Listing Office: Greenridge Realty S Rath
Listing Agent: Debby Stevenson
Last Updated: March - 23 - 2026
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