$365,000
Otsego, MI 49078
MLS# 26036991
4 beds | 2 baths | 1306 sqft
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Property Description
Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss!
Details
Maps
Location & Property Info
Cross Streets: Ruby and Dix
Property Sub-Type: Single Family Residence
Municipality: Otsego Twp
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 279.48
General Property Info
New Construction: No
Lot Dimensions: 99x170
Road Frontage: 99
Garage Y/N: Yes
Garage Spaces: 2
Fireplace: Yes
Total Fireplaces: 1
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 8
Total Fin SqFt All Levels: 2256
SqFt Above Grade: 1306
Below Grade Finished SqFt: 950
Below Grade Unfinished SqFt: 356
Building Total SqFt: 2612
Total Beds Above Grade: 3
Main Level Primary: Yes
Stories: 1
School District: Otsego
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.39
Lot Square Footage: 16858
Year Built: 1973
Total Bedrooms: 4
Full Baths: 2
Total Baths: 2
Tax Info
Taxable Value: 105471
SEV: 105800
For Tax Year: 2025
Seller's Annual Property Tax: 3613.13
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: None
Tax ID #: 17-461-050-00
Remarks & Misc
Public Remarks: Welcome to 1095 Howard Street this beautifully maintained 4-bedroom, 2-bath home offers several updates and flexible living space. The fully remodeled kitchen serves as the heart of the home, while multiple bonus rooms provide endless possibilities for a home office, gym, playroom, or hobby space. The walkout lower level adds valuable living and entertaining space with easy access to the large fenced in backyard. Enjoy peace of mind with numerous recent improvements within the last 3 years, including a Reverse Osmosis System, 96.7% AFUE Gas Furnace, Honeywell Wi-Fi Thermostat, April Air 16SEER AC System, chimney liner, water heater, retaining wall with new drainage, gutters with leaf screens w/ downspouts, 2" thick steel insulated garage door, kitchen aid dishwasher (2024), the fully remodeled kitchen includes new base floor and insulation. With thoughtful updates throughout the entire house and room to fit a variety of lifestyles, this move-in-ready home is one you won't want to miss!
Legal: LOT 50 RIDGE BROOK SUBDIVISION NO. 1 SEC 26 T1N R12W.
Street Type
Public: 1
Utilities Attached
Cable Connected: 1
Natural Gas Connected: 1
Sewer
Septic Tank: 1
Water
Well: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
MSHDA: 1
VA Loan: 1
Laundry Features
In Bathroom: 1
Main Level: 1
Exterior Material
Brick: 1
Vinyl Siding: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 3
Main Full Baths: 2
Main Level SQFT: 1306
Lower Rooms
Lower Bedrooms: 1
Lower Finished SQFT: 950
Total Lower SQFT: 1306
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 0
Manufactured
Manufactured Y/N: No
Driveway
Concrete: 1
Substructure
Walk-Out Access: 1
Kitchen Features
Eating Area: 1
Fireplace
Family Room: 1
Appliances
Dishwasher: 1
Dryer: 1
Oven: 1
Range: 1
Refrigerator: 1
Reverse Osmosis Water System: 1
Washer: 1
Water Filtration System Owned: 1
Water Softener Owned: 1
Water Heater
Natural Gas: 1
Fencing
Fenced Back: 1
Patio and Porch Features
Covered: 1
Deck: 1
Landscape
Garden Area: 1
Architectural Style
Ranch: 1
Possession
Negotiable: 1
See Remarks: 1
Location Property Info
County: Allegan
Street #: 1095
Street Name: Howard
Suffix: Street
State: MI
Zip Code: 49078
Zip (4): 1555
OfficeContract Info
Status: Active
List Price: $365,000
Current Price: $365,000
Listing Date: 2026-07-18
Remarks Misc
Directions: US 131 to Otsego Exit, west to Eley St, (by Dollar General) south then slight left and east to Ruby, south to Howard St, west to home.
Property Features
Laundry Features: In Bathroom; Main Level
Exterior Material: Brick; Vinyl Siding
Substructure: Walk-Out Access
Sewer: Septic Tank
Water: Well
Utilities Attached: Cable Connected; Natural Gas Connected
Kitchen Features: Eating Area
Fireplace: Family Room
Appliances: Dishwasher; Dryer; Oven; Range; Refrigerator; Reverse Osmosis Water System; Washer; Water Filtration System Owned; Water Softener Owned
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Fencing: Fenced Back
Patio and Porch Features: Covered; Deck
Landscape: Garden Area
Parking Features: Attached
Architectural Style: Ranch
Driveway: Concrete
Street Type: Public
Terms Available: Cash; Conventional; FHA; MSHDA; VA Loan
Possession: Negotiable; See Remarks
Sale Conditions: None
Supplements
Additional updates include: H&S Sump Pump Motor w/sealed basin lid, correct well room, new outlets throughout, upgraded toilets, and more. Mechanically this home has been completely updated!
Listing Office: Jaqua, REALTORS
Listing Agent: Katelyn M Steele
Last Updated: July - 18 - 2026
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