$165,000
Otsego, MI 49078
MLS# 26028167
2 beds | 1 baths | 1014 sqft
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Property Description
Build equity instead of paying rent with this affordable Otsego home offering flexible land contract terms. Owner financing available with as little as $15,000 down and estimated payments under $1,500 per month, including taxes and insurance. This recently remodeled home features 2 bedrooms, including a spacious upper-level bedroom with an additional landing area perfect for an office, reading nook, or flex space. The main floor offers a second bedroom, updated living areas with new luxury vinyl plank flooring, a completely renovated bathroom, main floor laundry room, and updated plumbing throughout the home. Whether you're a first-time buyer, self-employed, or looking for an alternative to traditional financing, this property provides a rare opportunity to own a home and start building equity right away. Don't miss your chance to make homeownership a reality in the growing community of Otsego.
Details
Maps
Location & Property Info
Cross Streets: Farmer + Short
Property Sub-Type: Single Family Residence
Municipality: Otsego City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 162.72
General Property Info
New Construction: No
Lot Dimensions: 90*67
Road Frontage: 90
Garage Y/N: No
Fireplace: No
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 6
Total Fin SqFt All Levels: 1014
SqFt Above Grade: 1014
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 624
Building Total SqFt: 1638
Total Beds Above Grade: 2
Main Level Primary: No
Stories: 2
School District: Otsego
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.14
Lot Square Footage: 6098
Year Built: 1920
Total Bedrooms: 2
Full Baths: 1
Total Baths: 1
Tax Info
Taxable Value: 28094
SEV: 45100
For Tax Year: 2013
Seller's Annual Property Tax: 1749.22
Tax Year: 2025
Homestead %: 100
Spec Assessment & Type: NA
Tax ID #: 54-250-040-00
Remarks & Misc
Public Remarks: Build equity instead of paying rent with this affordable Otsego home offering flexible land contract terms. Owner financing available with as little as $15,000 down and estimated payments under $1,500 per month, including taxes and insurance.
This recently remodeled home features 2 bedrooms, including a spacious upper-level bedroom with an additional landing area perfect for an office, reading nook, or flex space. The main floor offers a second bedroom, updated living areas with new luxury vinyl plank flooring, a completely renovated bathroom, main floor laundry room, and updated plumbing throughout the home.
Whether you're a first-time buyer, self-employed, or looking for an alternative to traditional financing, this property provides a rare opportunity to own a home and start building equity right away. Don't miss your chance to make homeownership a reality in the growing community of Otsego.
Legal: COM AT NE COR OF LOT 40 OF EDSELL'S ADD CITY OF OTSEGO TH E'LY ALG S SIDE OF HELEN AVE 26' S'LY 90' W'LY PPL WITH SD AVE 41.5' N'LY 90' TO S SIDE OF SD AVE E'LY 13.08' TO POB EDSELL'S ADDITION (99)
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Land Contract: 1
Land Contract Down Payment: 15000
Land Contract Interest Rate: 10
Land Contract Monthly Payment: 1495
Land Contract Terms (# Months): 36
Mineral Rights
Unknown: 1
Laundry Features
Laundry Closet: 1
Exterior Material
Vinyl Siding: 1
Roofing
Composition: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 1
Upper Level Square Feet: 390
Total Baths Above Grade: 1
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 624
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 624
Driveway
Unpaved: 1
Substructure
Michigan Basement: 1
Windows
Replacement: 1
Flooring
Carpet: 1
Vinyl: 1
Architectural Style
Farmhouse: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Allegan
Street #: 117
Street Name: Helen
Suffix: Avenue
State: MI
Zip Code: 49078
Zip (4): 1061
OfficeContract Info
Status: Active
List Price: $165,000
Current Price: $165,000
Listing Date: 2026-06-09
Property Features
Laundry Features: Laundry Closet
Exterior Material: Vinyl Siding
Roofing: Composition
Windows: Replacement
Substructure: Michigan Basement
Sewer: Public Sewer
Water: Public
Heat Source: Natural Gas
Heat Type: Forced Air
Flooring: Carpet; Vinyl
Architectural Style: Farmhouse
Driveway: Unpaved
Mineral Rights: Unknown
Terms Available: Cash; Conventional; Land Contract
Possession: Close Of Escrow
Sale Conditions: None
Listing Office: NextHome ONE of Kalamazoo
Listing Agent: Zac L Folsom
Last Updated: June - 10 - 2026
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