$695,000
St. Joseph, MI 49085
MLS# 26003855
2 beds | 3 baths | 2100 sqft
1 / 101
Open House (03/08/2026 - 1:00 pm - 3:00 pm)
Property Description
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.
Details
Maps
Location & Property Info
Unit #: 1A
Cross Streets: Broad St
Property Sub-Type: Condominium
Municipality: St. Joseph City
Subdivision: Waterfront Condos
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 330.95
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: n/a
Road Frontage: 1
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: No
Waterfront: Yes
Body of Water: Saint Joseph River
Income Property: No
Basement: No
Total Rooms AG: 7
Total Fin SqFt All Levels: 2100
SqFt Above Grade: 2100
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 0
Total Beds Above Grade: 2
Statewide Lakes & Rivers: Saint Joseph River
Main Level Primary: No
Stories: 2
School District: St. Joseph
Entry Type: Gated
Association YN: Yes
Lot Measurement: Acres
Year Built: 1988
Total Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 384500
SEV: 384500
For Tax Year: 2025
Seller's Annual Property Tax: 13158
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: NKATOL
Tax ID #: 11-76-8500-0003-00-3
Remarks & Misc
Public Remarks: Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas.
Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.
Legal: UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 24
Water Type
Channel: 1
River: 1
Water Fea. Amenities
Channel: 1
No Wake: 1
Public Access 1 Mile or Less: 1
View: 1
Lot Description
Level: 1
Sidewalk: 1
Street Type
Paved: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
No: 1
Association Info.
Approx. Assoc Fee: 795
Assoc. Buy in Fee: 0
Assoc. Fee Payable: Monthly
Association Phone: Call agent
Laundry Features
In Hall: 1
In Unit: 1
Upper Level: 1
Assoc. Amenities
Clubhouse: 1
Pets Allowed: 1
Pool: 1
Storage: 1
Exterior Material
Stucco: 1
Assoc. Fee Incl.
Lawn/Yard Care: 1
Snow Removal: 1
Trash: 1
Roofing
Metal: 1
Rubber: 1
Parking Features
Detached: 1
Garage Door Opener: 1
Heat Source
Electric: 1
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 2
Upper Full Baths: 2
Upper Level Square Feet: 1000
Total Baths Above Grade: 3
Main Rooms
Main Half Baths: 1
Main Level SQFT: 1100
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Driveway
Paved: 1
Substructure
Other: 1
Windows
Insulated Windows: 1
Pool
In Ground: 1
Kitchen Features
Eating Area: 1
Pantry: 1
Additional Items
Ceiling Fan(s): 1
Whirlpool Tub: 1
Window Treatments: 1
Appliances
Dishwasher: 1
Dryer: 1
Oven: 1
Refrigerator: 1
Trash Compactor: 1
Washer: 1
Exterior Features
Balcony: 1
Flooring
Ceramic Tile: 1
Security Features
Fire Alarm: 1
Gated Community: 1
Security System: 1
Smoke Detector(s): 1
Architectural Style
Traditional: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Berrien
Street #: 240
Street Name: Water
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1175
OfficeContract Info
Status: Active
List Price: $695,000
Current Price: $695,000
Listing Date: 2026-02-03
Remarks Misc
Directions: Water St to Broad St to Lake St gate
Property Features
Water Type: Channel; River
Laundry Features: In Hall; In Unit; Upper Level
Exterior Material: Stucco
Roofing: Metal; Rubber
Windows: Insulated Windows
Substructure: Other
Lot Description: Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available
Kitchen Features: Eating Area; Pantry
Additional Items: Ceiling Fan(s); Whirlpool Tub; Window Treatments
Appliances: Dishwasher; Dryer; Oven; Refrigerator; Trash Compactor; Washer
Heat Source: Electric; Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Exterior Features: Balcony
Flooring: Ceramic Tile
Security Features: Fire Alarm; Gated Community; Security System; Smoke Detector(s)
Pool: In Ground
Parking Features: Detached; Garage Door Opener
Architectural Style: Traditional
Driveway: Paved
Street Type: Paved
Mineral Rights: No
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Supplements
Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle.
Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.
Listing Office: Green Towne Coastal Realty
Listing Agent: Madyson Green
Last Updated: March - 06 - 2026
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