$699,000
240 Water Street 1A
St. Joseph, MI 49085
MLS# 26003855
2 beds  |  3 baths  |  2100 sqft
240 Water Street 1A, St. Joseph, MI 49085
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240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085 240 Water Street 1A, St. Joseph, MI 49085

Property Description
Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener.

Details
Maps
Location Property Info
County: Berrien
Street #: 240
Street Name: Water
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1175
OfficeContract Info
Status: Active
List Price: $699,000
Current Price: $699,000
Listing Date: 2026-02-03
General Property Info
New Construction: No
Lot Measurement: Acres
Lot Acres: 2.17
Lot Square Footage: 94594
Lot Dimensions: n/a
Year Built: 1988
Road Frontage: 1
Garage Y/N: Yes
Garage Spaces: 1
Fireplace: No
Income Property: No
Total Rooms AG: 7
Total Fin SqFt All Levels: 2100
SqFt Above Grade: 2100
Total Beds Above Grade: 2
Total Bedrooms: 2
Full Baths: 2
Half Baths: 1
Total Baths: 3
Main Level Primary: No
Stories: 2
School District: St. Joseph
Entry Type: Gated
Association YN: Yes
Waterfront: Yes
Body of Water: Saint Joseph River
Statewide Lakes & Rivers: Saint Joseph River
Tax Info
Tax ID #: 11-76-8500-0003-00-3
Taxable Value: 384500
SEV: 384500
For Tax Year: 2025
Seller's Annual Property Tax: 13158
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: NKATOL
Remarks Misc
Directions: Water St to Broad St to Lake St gate
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 24
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 2
Upper Full Baths: 2
Upper Level Square Feet: 1000
Total Baths Above Grade: 3
Main Rooms
Main Half Baths: 1
Main Level SQFT: 1100
Property Features
Water Type: Channel; River
Laundry Features: In Hall; In Unit; Upper Level
Exterior Material: Stucco
Roofing: Metal; Rubber
Windows: Insulated Windows
Substructure: Other
Lot Description: Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available
Kitchen Features: Eating Area; Pantry
Additional Items: Ceiling Fan(s); Whirlpool Tub; Window Treatments
Appliances: Dishwasher; Dryer; Oven; Refrigerator; Trash Compactor; Washer
Heat Source: Electric; Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Exterior Features: Balcony
Flooring: Ceramic Tile
Security Features: Fire Alarm; Gated Community; Security System; Smoke Detector(s)
Pool: In Ground
Parking Features: Detached; Garage Door Opener
Architectural Style: Traditional
Driveway: Paved
Street Type: Paved
Mineral Rights: No
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Supplements
Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle. Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.

Listing Office: Green Towne Coastal Realty

Listing Agent: Madyson Green

Last Updated: February - 03 - 2026

240 Water Street 1A, St. Joseph, MI 49085 - MLS# 26003855

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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