$427,000
Pentwater, MI 49449
MLS# 26019859
4 beds | 3 baths | 2600 sqft

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Property Description
This isn't a cosmetic refresh. This is a complete rebuild. Set in the heart of downtown Pentwater -- steps from the beach, the harbor, and the village shops -- this 3-bedroom, 2-bath brick cottage was stripped to the studs and rebuilt from the ground up over the course of a full year. New plumbing, electrical, insulation, drywall, flooring, windows, doors, cabinetry, and hardware. Both fireplaces fully updated. Exterior professionally prepped, primed, and painted. The result is a home that carries the warmth of a classic Michigan cottage with the reliability of new construction. The main house is move-in ready: all-new appliance suite, updated central gas heat with new floor registers, fresh lighting and ceiling fans throughout, and a roof that's been treated, cleaned, and galvanized-weather protected. A partially finished basement holds a non-conforming bedroom or dedicated office space and plenty of storage.
Details
Maps
Location & Property Info
Cross Streets: S Rutledge St
Property Sub-Type: Single Family Residence
Municipality: Pentwater Vlg
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 164.23
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: 70 x 120
Road Frontage: 70
Garage Y/N: No
Fireplace: Yes
Total Fireplaces: 2
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 8
Total Fin SqFt All Levels: 2600
SqFt Above Grade: 2600
Below Grade Finished SqFt: 54
Below Grade Unfinished SqFt: 746
Building Total SqFt: 3400
Total Beds Above Grade: 4
Main Level Primary: Yes
Stories: 2
School District: Pentwater
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.21
Lot Square Footage: 9046
Year Built: 1954
Total Bedrooms: 4
Full Baths: 3
Total Baths: 3
Tax Info
Taxable Value: 136700
SEV: 136700
For Tax Year: 2025
Seller's Annual Property Tax: 4043
Tax Year: 2024
Homestead %: 0
Spec Assessment & Type: none/unknown
Tax ID #: 044-698-005-50
Remarks & Misc
Public Remarks: This isn't a cosmetic refresh. This is a complete rebuild.
Set in the heart of downtown Pentwater -- steps from the beach, the harbor, and the village shops -- this 3-bedroom, 2-bath brick cottage was stripped to the studs and rebuilt from the ground up over the course of a full year. New plumbing, electrical, insulation, drywall, flooring, windows, doors, cabinetry, and hardware. Both fireplaces fully updated. Exterior professionally prepped, primed, and painted. The result is a home that carries the warmth of a classic Michigan cottage with the reliability of new construction.
The main house is move-in ready: all-new appliance suite, updated central gas heat with new floor registers, fresh lighting and ceiling fans throughout, and a roof that's been treated, cleaned, and galvanized-weather protected. A partially finished basement holds a non-conforming bedroom or dedicated office space and plenty of storage.
Legal: 258 E THIRD ST WD9712469 VILLAGE OF PENTWATER - BLK 28 W 71 FT OF LOTS 5 & 6
Waterfront Options
Water Access Y/N: Yes
Water Type
Lake: 1
Water Fea. Amenities
All Sports: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Phone Available: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
MSHDA: 1
Rural Development: 1
VA Loan: 1
Laundry Features
Gas Dryer Hookup: 1
In Basement: 1
In Kitchen: 1
Exterior Material
Brick: 1
Roofing
Composition: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Baseboard: 1
Radiant: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 1
Upper Level Square Feet: 800
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 3
Main Full Baths: 2
Main Level SQFT: 1400
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Full Baths: 1
Basement Finished SQFT: 56
Total Basement SQFT: 800
Substructure
Full: 1
Fireplace
Family Room: 1
Gas Log: 1
Living Room: 1
Additional Items
Basement Partially Finished: 1
Ceiling Fan(s): 1
Guest Quarters: 1
Appliances
Dishwasher: 1
Dryer: 1
Microwave: 1
Oven: 1
Range: 1
Refrigerator: 1
Washer: 1
Architectural Style
Traditional: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Oceana
Street #: 258
Street Name: 3rd
Suffix: Street
State: MI
Zip Code: 49449
Zip (4): 5103
OfficeContract Info
Status: Active
List Price: $427,000
Current Price: $427,000
Listing Date: 2026-05-04
Remarks Misc
Directions: From Southbound US-13, Take exit 158 for US-31 BUS/Oceana Dr toward Pentwater, Turn right onto Oceana Dr, Continue onto US-31 BUS S, Continue onto N Hancock St, Turn left onto 3rd St, House on Left
Property Features
Water Type: Lake
Laundry Features: Gas Dryer Hookup; In Basement; In Kitchen
Exterior Material: Brick
Roofing: Composition
Substructure: Full
Sewer: Public Sewer
Water: Public
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Phone Available
Fireplace: Family Room; Gas Log; Living Room
Additional Items: Basement Partially Finished; Ceiling Fan(s); Guest Quarters
Appliances: Dishwasher; Dryer; Microwave; Oven; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Baseboard; Radiant
Architectural Style: Traditional
Street Type: Paved; Public
Terms Available: Cash; Conventional; FHA; MSHDA; Rural Development; VA Loan
Possession: Close Of Escrow
Sale Conditions: None
Supplements
Attached is a fully renovated 1-bedroom, 1-bath studio apartment with its own entrance, updated hot water heater, new flooring, and a washer/dryer hookup. Whether you host family and friends all summer long, need a quiet space to work remotely, or want the flexibility of a fully independent guest suite -- this space delivers.
A finished outbuilding -- insulated, heated, and fully wired -- rounds out the property as a workshop, studio, or serious hobby space.
Three structures. One turn-key package. Downtown Pentwater location. Properties that check every box this completely don't last.
Listing Office: LIGHTHOUSE REALTY-Ludington
Listing Agent: Raquel Rae Kosloskey
Last Updated: May - 05 - 2026
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