$1,159,000
306 Water Street
St. Joseph, MI 49085
MLS# 26021268
3 beds  |  3 baths  |  1739 sqft


Townhome location
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Townhome location Primary lake view Rear view Garage Front hall Living room Dining area Dining Area Sitting are view kitchen open view kitchen Kitchen Kitchen Hall Bath Owner suite 3rd Floor balcony Owners bath 2nd bedroom Bedoom balcony 3rd bedroom Hallway bathroom 1st Floor deck Rear deck for entertaining Marina view River view Boat slip 14 Slip route to river slip & lift Marina Assoc. Clubhouse Club House lounge Assoc. Pool

Property Description
Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.

Details
Maps
Location & Property Info
Cross Streets: Water Stret
Property Sub-Type: Condominium
Municipality: St. Joseph City
Subdivision: The Waterfront Association
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 666.47
Ownership Type: Private Owned
General Property Info
New Construction: No
Lot Dimensions: for association
Road Frontage: 0
Garage Y/N: Yes
Garage Spaces: 2
Fireplace: Yes
Total Fireplaces: 1
Waterfront: Yes
Body of Water: Lake Michigan
Income Property: No
Basement: No
Condo Proj Name: The Waterfront Villa Association
Total Rooms AG: 9
Total Fin SqFt All Levels: 1891
SqFt Above Grade: 1739
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 2262
Total Beds Above Grade: 3
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: No
Stories: 3
School District: St. Joseph
High School: St. Joseph High School
Middle School: Upton Middle School
Entry Type: Gated
Pets Y/N: Yes
Association Contact: John Steves
Association YN: Yes
Lot Measurement: Acres
Lot Acres: 2.17
Lot Square Footage: 94594
Year Built: 1989
Total Bedrooms: 3
Full Baths: 2
Half Baths: 1
Total Baths: 3
Tax Info
Taxable Value: 265489
SEV: 420000
For Tax Year: 2025
Seller's Annual Property Tax: 15485
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: none
Tax ID #: 11-76-8500-0053-00-1
Remarks & Misc
Public Remarks: Luxury Meets Lakeside Living .... Located where the St. Joseph River meets Lake Michigan, this 3-bedroom, 2.5-bath Townhome Villa sits inside an exclusive gated Waterfront Association with unobstructed views of the lake, the lighthouse, and both the North & South Piers. The main level is open and well-suited for entertaining: marble floors, a gourmet kitchen with timeless custom cherry cabinetry, an expansive granite island, and stainless appliances. A wet bar off the dining area and a carved natural gas fireplace make the space feel both warm and welcoming. The living room opens to a private balcony where sunset views stretch across the water. Upstairs, the primary suite has its own lake-view balcony, a spa-style bath with walk-in shower, and generous closet space. and two additional bedrooms. The attached two-car garage has ceramic tile flooring which flexes nicely into extra entertaining space for larger occasions, and direct patio access for grilling and outdoor lounging.
Legal: UNIT 53 THE WATERFRONT BLDG NO 4 LIBER 36 PAGE 1
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 400
Water Type
Lake: 1
River: 1
Water Fea. Amenities
All Sports: 1
Assoc Access: 1
Channel: 1
Deeded Access: 1
Deeded Boat Lot: 1
Dock: 1
Public Access 1 Mile or Less: 1
Shared Frontage: 1
View: 1
Lot Description
Sidewalk: 1
Site Condo: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Natural Gas Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
Unknown: 1
Association Info.
Approx. Assoc Fee: 655
Assoc. Fee Payable: Monthly
Association Phone: 630-915-4794
Laundry Features
In Unit: 1
Upper Level: 1
Assoc. Amenities
Clubhouse: 1
Meeting Room: 1
Pets Allowed: 1
Pool: 1
Security: 1
Exterior Material
Stone: 1
Stucco: 1
Other: 1
Assoc. Fee Incl.
Lawn/Yard Care: 1
Snow Removal: 1
Roofing
Other: 1
Parking Features
Attached: 1
Garage Door Opener: 1
Garage Faces Rear: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 850
Total Baths Above Grade: 3
Main Rooms
Main Half Baths: 1
Main Level SQFT: 889
Lower Rooms
Lower Finished SQFT: 152
Total Lower SQFT: 757
Driveway
Shared Paved: 1
Substructure
Slab: 1
Walk-Out Access: 1
Windows
Screens: 1
Pool
In Ground: 1
Kitchen Features
Center Island: 1
Mud Room Access: 1
Pantry: 1
Snack Bar: 1
Fireplace
Other: 1
Additional Items
Garage Door Opener: 1
Wet Bar: 1
Window Treatments: 1
Appliances
Dishwasher: 1
Disposal: 1
Dryer: 1
Microwave: 1
Range: 1
Refrigerator: 1
Washer: 1
Water Heater
Electric: 1
Exterior Features
Balcony: 1
Patio and Porch Features
Patio: 1
Deck: 1
Flooring
Carpet: 1
Ceramic Tile: 1
Security Features
Gated Community: 1
Landscape
Decor Fence: 1
Shrubs/Hedges: 1
Architectural Style
Townhouse: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Berrien
Street #: 306
Street Name: Water
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1144
OfficeContract Info
Status: Active
List Price: $1,159,000
Current Price: $1,159,000
Listing Date: 2026-05-11
Remarks Misc
Directions: Water Street
Property Features
Water Type: Lake; River
Laundry Features: In Unit; Upper Level
Exterior Material: Stone; Stucco; Other
Roofing: Other
Windows: Screens
Substructure: Slab; Walk-Out Access
Lot Description: Sidewalk; Site Condo
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available
Kitchen Features: Center Island; Mud Room Access; Pantry; Snack Bar
Fireplace: Other
Additional Items: Garage Door Opener; Wet Bar; Window Treatments
Appliances: Dishwasher; Disposal; Dryer; Microwave; Range; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Electric
Exterior Features: Balcony
Flooring: Carpet; Ceramic Tile
Patio and Porch Features: Deck; Patio
Security Features: Gated Community
Landscape: Decor Fence; Shrubs/Hedges
Pool: In Ground
Parking Features: Attached; Garage Door Opener; Garage Faces Rear
Architectural Style: Townhouse
Driveway: Shared Paved
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Supplements
For boating enthusiasts, a deeded 55-foot boat slip with a 28,000-pound lift means your vessel is protected and always ready for an open-water adventure. Few properties on Michigan's Sunset Coast offer this caliber of boating infrastructure and unobstructed access to Lake Michigan. Just minutes away -- Silver Beach, downtown St. Joseph's restaurants, the Whirlpool Fountain, Carousel, Shadowland Pavilion, the Curious Kids Museum, Krasl Art Center, the Farmers Market, and Antiques on the Bluff. The Association also includes a heated pool, clubhouse, and guest parking. A waterfront home like this, with room to entertain, a boat slip, walkable to everything makes your Dream a Reality.
Room Information
Room Name Length Length Width Level Width
Kitchen17.1017.1017.70Main17.70
Bathroom 17.907.905.90Main5.90
Living Room19.0019.0011.60Main11.60
Dining Area13.6013.6012.20Main12.20
Primary Bedroom19.7019.7011.60Upper11.60
Primary Bathroom10.4010.406.40Upper6.40
Bedroom 216.5016.5011.10Upper11.10
Bedroom 311.2011.2011.10Upper11.10
Bathroom 27.707.705.20Upper5.20

IDX
Listing Office: @properties Christie's International R.E.
Listing Agent: Gary Depa

Last Updated: May - 12 - 2026

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