$89,900
3118 N Water Street
Bay City, MI 48708
MLS# 26020128
3 beds  |  1 baths  |  1057 sqft


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Property Description
Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!

Details
Maps
Location & Property Info
Cross Streets: McEwan & Galarno
Property Sub-Type: Single Family Residence
Municipality: Bay City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 85.05
General Property Info
New Construction: No
Lot Dimensions: 50 X 118
Road Frontage: 50
Garage Y/N: No
Waterfront: No
Income Property: Yes
Basement: No
Total Rooms AG: 6
Total Fin SqFt All Levels: 1057
SqFt Above Grade: 1057
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 1057
Total Beds Above Grade: 3
Main Level Primary: Yes
Stories: 2
School District: Bay City
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.13
Lot Square Footage: 5663
Year Built: 1923
Total Bedrooms: 3
Full Baths: 1
Total Baths: 1
Tax Info
Taxable Value: 28050
SEV: 28050
For Tax Year: 2025
Seller's Annual Property Tax: 2087
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: Unknown
Tax ID #: 09-160-022-226-004-00
Remarks & Misc
Public Remarks: Perfect opportunity for investors or first-time homebuyers alike! This charming 3-bedroom, 1-bathroom home offers over 1,050 square feet of comfortable living space and strong potential as a rental investment with excellent ROI. Featuring a functional layout, spacious bedrooms, and a large yard, this property is ideal for long-term tenants or anyone looking to build equity instead of renting. Conveniently located near schools, shopping, parks, and local amenities, this affordable Bay City home delivers both value and versatility. Whether you're expanding your investment portfolio or searching for a great starter home, this property is full of potential!
Legal: LOT 3 & N 1/2 OF VAC ALLEY ADJ BLK 7 WM GALARNOS ADD TO BC
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
MSHDA: 1
VA Loan: 1
Laundry Features
Laundry Room: 1
Main Level: 1
Exterior Material
Aluminum Siding: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 2
Upper Level Square Feet: 259
Total Baths Above Grade: 1
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 798
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Substructure
Crawl Space: 1
Architectural Style
Other: 1
Location Property Info
County: Bay
Street #: 3118
Street Direction: N
Street Name: Water
Suffix: Street
State: MI
Zip Code: 48708
OfficeContract Info
Status: Active
List Price: $89,900
Current Price: $89,900
Listing Date: 2026-05-06
Property Features
Laundry Features: Laundry Room; Main Level
Exterior Material: Aluminum Siding
Substructure: Crawl Space
Sewer: Public Sewer
Water: Public
Heat Source: Natural Gas
Heat Type: Forced Air
Architectural Style: Other
Terms Available: Cash; Conventional; FHA; MSHDA; VA Loan
Sale Conditions: None

IDX
Listing Office: Real Broker, LLC
Listing Agent: Ahmed ''Ali'' Khalil

Last Updated: June - 07 - 2026

The data relating to real estate on this web site comes in part from the Internet Data Exchange program of the MLS of MICHRIC , and site contains live data. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.