$149,000
Otsego, MI 49078
MLS# 26006631
Status: Pending
3 beds | 2 baths | 2054 sqft
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Property Description
324 S Fair St Otsego MI 49078 3 bedroom 1 1/2 bath home for sale. FHA Case #265-101251 Code IE 203k eligible For More Info. including Lead Based Paint Disclosures & Condition Report, Go To Hudhomestore.gov or rainecompanies.com, Buyer to verify all info. HUD does NOT pay for title insurance. Raine makes no warranty as to the existence of mold in this property & is not liable for the potentially harmful effects thereof and makes no warranty as to the condition of the property. See attached LBP & Disclosure for HUD Homes. ASK ABOUT SPECIAL $100 DOWN FINANCING AVAILABLE ON HUD HOMES
Details
Maps
Documents
Location & Property Info
Cross Streets: Morrell & Franklin
Property Sub-Type: Single Family Residence
Municipality: Otsego City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 72.54
Ownership Type: Government Owned
General Property Info
New Construction: No
Lot Dimensions: 65 x 85
Road Frontage: 65
Garage Y/N: No
Fireplace: No
Waterfront: No
Income Property: No
Basement: Yes
Total Rooms AG: 8
Total Fin SqFt All Levels: 2054
SqFt Above Grade: 2054
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 546
Building Total SqFt: 1551
Total Beds Above Grade: 3
Main Level Primary: Yes
Stories: 2
School District: Otsego
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.13
Lot Square Footage: 5525
Year Built: 1880
Total Bedrooms: 3
Full Baths: 1
Half Baths: 1
Total Baths: 2
Tax Info
Taxable Value: 67900
SEV: 67900
For Tax Year: 2025
Seller's Annual Property Tax: 4264.86
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: Buyer to verify all
Zoning: R-B
Tax ID #: 54-100-095-70
Remarks & Misc
Public Remarks: 324 S Fair St Otsego MI 49078 3 bedroom 1 1/2 bath home for sale. FHA Case #265-101251 Code IE 203k eligible For More Info. including Lead Based Paint Disclosures & Condition Report, Go To Hudhomestore.gov or rainecompanies.com, Buyer to verify all info. HUD does NOT pay for title insurance. Raine makes no warranty as to the existence of mold in this property & is not liable for the potentially harmful effects thereof and makes no warranty as to the condition of the property. See attached LBP & Disclosure for HUD Homes. ASK ABOUT SPECIAL $100 DOWN FINANCING AVAILABLE ON HUD HOMES
Legal: ELY 1/2 OF SLY 2/5 OF LOT 95 O. P. SEC 22 & 23.
Lot Description
Corner Lot: 1
Level: 1
Sidewalk: 1
Street Type
Public: 1
Utilities Attached
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
FHA: 1
Mineral Rights
Unknown: 1
Laundry Features
Main Level: 1
Exterior Material
Vinyl Siding: 1
Roofing
Composition: 1
Heat Source
Natural Gas: 1
Sale Conditions
REO/Bank Owned: 1
Heat Type
Forced Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 2
Upper Half Baths: 1
Upper Level Square Feet: 776
Total Baths Above Grade: 2
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Level SQFT: 1278
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 546
Substructure
Crawl Space: 1
Partial: 1
Windows
Replacement: 1
Patio and Porch Features
Porch(es): 1
Architectural Style
Other: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Allegan
Street #: 324
Street Direction: S
Street Name: Fair
Suffix: Street
State: MI
Zip Code: 49078
Zip (4): 1310
OfficeContract Info
Status: Pending
List Price: $149,000
Current Price: $149,000
Listing Date: 2026-02-22
Remarks Misc
Directions: US 131 & M-89 west to Fair St, south to home.
Status Change Info
Under Contract Date: 2026-03-26
Property Features
Laundry Features: Main Level
Exterior Material: Vinyl Siding
Roofing: Composition
Windows: Replacement
Substructure: Crawl Space; Partial
Lot Description: Corner Lot; Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Natural Gas Connected
Heat Source: Natural Gas
Heat Type: Forced Air
Patio and Porch Features: Porch(es)
Architectural Style: Other
Street Type: Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional; FHA
Possession: Close Of Escrow
Sale Conditions: REO/Bank Owned
$100 down HUD financing flyer 
Listing Office: REO Specialists, L.L.C.
Listing Agent: Richard L Stewart
Last Updated: March - 26 - 2026
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