$2,395,000
340 Lake Street
St. Joseph, MI 49085
MLS# 26008045
5 beds  |  6 baths  |  4456 sqft


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Property Description
Silver Beach home & adjacent lot. This stunning 5 bedroom 5.5 bath custom home features over 5,000sf of sunlight filled living space with numerous recent updates and improvements. Just steps from Silver Beach & downtown St. Joseph shopping & restaurants. The first floor features 3 bedrooms and 2 full baths. The second floor boasts a two story vaulted great room with fireplace and floor to ceiling window wall. The open flow kitchen, dining area & living space along with a sun room with doors to the deck area make this main level perfect for everyday living. This level also has a spacious bedroom w/ ensuite bath, laundry room, half bath & walk-in pantry. The third floor is a spectacular primary suite with large sitting area. The finished basement is a bonus room complete with full bath. This home is in WRD zoning making it eligible for a short-term rental permit. Price includes adjacent buildable lot that would share driveway per approved PUD so buyer can develop lot or keep it open.

Details
Maps
Location & Property Info
Cross Streets: Broad
Property Sub-Type: Single Family Residence
Municipality: St. Joseph City
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 537.48
General Property Info
New Construction: No
Lot Dimensions: 50x112
Road Frontage: 50
Garage Y/N: Yes
Garage Spaces: 3
Fireplace: Yes
Total Fireplaces: 2
Waterfront: No
Body of Water: Lake Michigan
Income Property: Yes
Basement: Yes
Total Rooms AG: 11
Total Fin SqFt All Levels: 5318
SqFt Above Grade: 4456
Below Grade Finished SqFt: 862
Below Grade Unfinished SqFt: 82
Building Total SqFt: 5400
Total Beds Above Grade: 5
Statewide Lakes & Rivers: Lake Michigan
Main Level Primary: No
Stories: 3
School District: St. Joseph
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.13
Lot Square Footage: 5663
Year Built: 2003
Total Bedrooms: 5
Full Baths: 5
Half Baths: 1
Total Baths: 6
Tax Info
Taxable Value: 647264
SEV: 756000
For Tax Year: 2025
Seller's Annual Property Tax: 36778
Tax Year: 2024
Homestead %: 0
Spec Assessment & Type: None known
Zoning: residential
Tax ID #: 11-76-0023-0010-21-6
Remarks & Misc
Public Remarks: Silver Beach home & adjacent lot. This stunning 5 bedroom 5.5 bath custom home features over 5,000sf of sunlight filled living space with numerous recent updates and improvements. Just steps from Silver Beach & downtown St. Joseph shopping & restaurants. The first floor features 3 bedrooms and 2 full baths. The second floor boasts a two story vaulted great room with fireplace and floor to ceiling window wall. The open flow kitchen, dining area & living space along with a sun room with doors to the deck area make this main level perfect for everyday living. This level also has a spacious bedroom w/ ensuite bath, laundry room, half bath & walk-in pantry. The third floor is a spectacular primary suite with large sitting area. The finished basement is a bonus room complete with full bath. This home is in WRD zoning making it eligible for a short-term rental permit. Price includes adjacent buildable lot that would share driveway per approved PUD so buyer can develop lot or keep it open.
Legal: COM AT C/L INT VINE & BROAD ST TH N30DEG E (DEED N30DEG01'E) 49.50' TO N LN BROAD ST TH N60DEG W ON SD N LN 551.22' TO ELY R/W LN LAKE ST TH N36DEG40'E ON ELY R/W LN 100.69' TO POB TH N36DEG40'E ON SD ELY R/W LN 50.34' TH S60DEG E 112.17' TH S34DEG W 32.91' TH S35DEG36'W 17.25' TH N60DEG W 114.03' TO POB
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 0
Water Type
Lake: 1
Water Fea. Amenities
Public Access 1 Mile or Less: 1
View: 1
Lot Description
Cul-De-Sac: 1
Flag Lot: 1
Level: 1
Sidewalk: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
High Speed Internet: 1
Natural Gas Available: 1
Phone Available: 1
Storm Sewer: 1
Utilities Attached
Cable Connected: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Water
Public: 1
Terms Available
Cash: 1
Conventional: 1
Mineral Rights
No: 1
Laundry Features
Main Level: 1
Exterior Material
HardiPlank Type: 1
Wood Siding: 1
Roofing
Composition: 1
Parking Features
Attached: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Forced Air: 1
Air Conditioning
Central Air: 1
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 1
Upper Full Baths: 1
Upper Level Square Feet: 1183
Total Baths Above Grade: 5
Main Rooms
Main Bedrooms: 4
Main Full Baths: 3
Main Half Baths: 1
Main Level SQFT: 3148
Lower Rooms
Lower Finished SQFT: 0
Total Lower SQFT: 0
Basement Rooms
Basement Full Baths: 1
Basement Finished SQFT: 862
Total Basement SQFT: 947
Driveway
Paved: 1
Shared Paved: 1
Substructure
Full: 1
Partial: 1
Windows
Insulated Windows: 1
Low-Emissivity Windows: 1
Screens: 1
Kitchen Features
Desk Built-In: 1
Snack Bar: 1
Fireplace
Gas Log: 1
Living Room: 1
Primary Bedroom: 1
Additional Items
Ceiling Fan(s): 1
Central Vacuum: 1
Whirlpool Tub: 1
Window Treatments: 1
Appliances
Cooktop: 1
Dishwasher: 1
Disposal: 1
Oven: 1
Refrigerator: 1
Patio and Porch Features
Deck: 1
Flooring
Ceramic Tile: 1
Landscape
Ground Cover: 1
Shrubs/Hedges: 1
Terraced Yard: 1
Architectural Style
Contemporary: 1
Possession
Close Of Escrow: 1
Location Property Info
County: Berrien
Street #: 340
Street Name: Lake
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1005
OfficeContract Info
Status: Active
List Price: $2,395,000
Current Price: $2,395,000
Listing Date: 2026-02-27
Remarks Misc
Directions: Broad St. below bluff to North on Lake to home on the right.
Property Features
Water Type: Lake
Laundry Features: Main Level
Exterior Material: HardiPlank Type; Wood Siding
Roofing: Composition
Windows: Insulated Windows; Low-Emissivity Windows; Screens
Substructure: Full; Partial
Lot Description: Cul-De-Sac; Flag Lot; Level; Sidewalk
Sewer: Public Sewer
Water: Public
Utilities Attached: Cable Connected; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available; Phone Available; Storm Sewer
Kitchen Features: Desk Built-In; Snack Bar
Fireplace: Gas Log; Living Room; Primary Bedroom
Additional Items: Ceiling Fan(s); Central Vacuum; Whirlpool Tub; Window Treatments
Appliances: Cooktop; Dishwasher; Disposal; Oven; Refrigerator
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Flooring: Ceramic Tile
Patio and Porch Features: Deck
Landscape: Ground Cover; Shrubs/Hedges; Terraced Yard
Parking Features: Attached
Architectural Style: Contemporary
Driveway: Paved; Shared Paved
Street Type: Paved; Public
Mineral Rights: No
Terms Available: Cash; Conventional
Possession: Close Of Escrow
Sale Conditions: None
Room Information
Room Name Length Length Width Level Width Remarks
Kitchen19.0019.0016.00Main16.002nd floor
Dining Area19.0019.0016.00Main16.002nd floor
Living Room22.0022.0019.00Main19.002nd floor
Primary Bedroom26.0026.0017.00Upper17.003rd floor
Primary Bathroom15.0015.0014.00Upper14.003rd floor
Other19.0019.0019.00Upper19.003rd floor sitting room
Bedroom 226.0026.0011.00Main11.002nd floor
Bathroom 111.0011.0010.00Main10.00Ensuite to bedroom 2
Bedroom 317.0017.0011.00Main11.001st floor
Bathroom 28.008.007.00Main7.001st floor ensuite
Bedroom 415.0015.0011.00Main11.001st floor
Bedroom 511.0011.0011.00Main11.001st floor
Bathroom 38.008.007.00Main7.001st floor shared bath
Laundry9.009.008.00Main8.002nd floor
Bathroom 46.006.005.00Main5.002nd floor half bath
Recreation30.0030.0025.00Basement25.00
Bathroom 59.009.007.00Basement7.00

IDX
Listing Office: @properties Christie's International R.E.
Listing Agent: Chris Marzke

Last Updated: March - 04 - 2026

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