$3,800,000
St. Joseph, MI 49085
MLS# 25058944
Status: Pending
5 beds | 5 baths | 3070 sqft

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Property Description
Introducing an extraordinary Lake Michigan retreat with timeless design. Perfectly positioned on one of Southwest Michigan's most coveted stretches of shoreline. 384 Ridgeway Street offers an opportunity rarely available on the 3rd coast: a true, no-bluff access to the waters edge with no stairway and no tram to maintain. Custom built in 2006 and maintained with exceptional care, this like-new residence blends refined craftsmanship with a relaxed coastal sophistication. The home features 5 generous bedrooms, 4.5 baths, and an elegant main-floor primary suite. Soaring 10' ceilings elevate the first floor, while floor-to-ceiling natural stone fireplaces on both the main and lower levels provide warm, architectural focal points. Nearly every room frames breathtaking lake vistas, creating a living experience defined by serenity and grandeur.
Details
Maps
Location Property Info
County: Berrien
Street #: 384
Street Name: Ridgeway
Suffix: Street
State: MI
Zip Code: 49085
Zip (4): 1051
Area: Southwestern Michigan - S
OfficeContract Info
Status: Pending
List Price: $3,800,000
Current Price: $3,800,000
Listing Date: 2025-11-18
General Property Info
New Construction: No
Lot Measurement: Acres
Lot Acres: 0.45
Lot Square Footage: 19534
Lot Dimensions: irregular
Year Built: 2006
Road Frontage: 30
Garage Y/N: Yes
Garage Spaces: 2.5
Fireplace: Yes
Total Fireplaces: 2
Income Property: No
Total Rooms AG: 15
Total Fin SqFt All Levels: 4054
SqFt Above Grade: 3070
Below Grade Finished SqFt: 984
Below Grade Unfinished SqFt: 230
Building Total SqFt: 4284
Total Beds Above Grade: 4
Total Bedrooms: 5
Full Baths: 4
Half Baths: 1
Total Baths: 5
Main Level Primary: Yes
Stories: 2
School District: St. Joseph
Association YN: No
Waterfront: Yes
Body of Water: Lake Michigan
Statewide Lakes & Rivers: Lake Michigan
Tax Info
Tax ID #: 11-76-1900-0076-04-1
Taxable Value: 362419
SEV: 845400
For Tax Year: 2024
Seller's Annual Property Tax: 14202
Tax Year: 2024
Homestead %: 100
Spec Assessment & Type: none known
Remarks Misc
Directions: Upton to Virginia to Ridgeway
Status Change Info
Under Contract Date: 2025-11-18
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 79.92
Access Feat
Accessibility Features: No
Upper Rooms
Upper Bedrooms: 3
Upper Full Baths: 2
Upper Level Square Feet: 1322
Total Baths Above Grade: 4
Main Rooms
Main Bedrooms: 1
Main Full Baths: 1
Main Half Baths: 1
Main Level SQFT: 1738
Basement Rooms
Basement Bedrooms: 1
Basement Full Baths: 1
Basement Finished SQFT: 984
Total Basement SQFT: 1214
Property Features
Water Type: Lake
Laundry Features: In Hall; Main Level
Exterior Material: Wood Siding
Roofing: Composition
Windows: Egress Window; Insulated Windows; Low-Emissivity Windows; Screens
Substructure: Partial
Lot Description: Level
Sewer: Public Sewer
Water: Public
Utilities Attached: High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; High Speed Internet; Natural Gas Available; Phone Available; Storm Sewer
Kitchen Features: Center Island; Eating Area; Pantry
Fireplace: Family Room; Recreation Room
Additional Items: Basement Partially Finished
Appliances: Dishwasher; Dryer; Microwave; Oven; Refrigerator; Washer
Heat Source: Natural Gas
Heat Type: Forced Air
Air Conditioning: Central Air
Water Heater: Natural Gas
Exterior Features: Scrn Porch
Flooring: Carpet; Tile; Wood
Other Equipment: Dehumidifier
Patio and Porch Features: Porch(es); Screened
Landscape: Ground Cover; Shrubs/Hedges; Underground Sprinkler
Parking Features: Attached; Garage Door Opener; Garage Faces Front
Architectural Style: Traditional
Driveway: Concrete; Shared Paved
Street Type: Other; Public
Mineral Rights: Unknown
Terms Available: Cash
Possession: Close Of Escrow
Sale Conditions: None
Supplements
Designed for indoor-outdoor living, the home offers a beautifully appointed screened-in porch, a separate grilling terrace, and a bespoke private outdoor shower, all enveloped by the calming sound of the waves. Rich solid maple flooring and cabinetry enhance the home's elevated beach-house aesthetic, complemented by thoughtful conveniences such as a main-floor laundry and spacious walk-in pantry.
Seldom does a property on the lake side of Ridgeway become available, and rarer still one with such effortless access to the shoreline. Just a block from the Yacht Club and moments from the Harbor Shores Jack Nicklaus Signature Golf Course, this exceptional residence is also less than a mile from the boutique shops, acclaimed dining, and vibrant festivals of downtown St. Joseph.
Listing Office: Green Towne Coastal Realty
Listing Agent: Ryan Green
Last Updated: November - 18 - 2025
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