$1,099,000
4642 Main Street
Onekama, MI 49675
MLS# 25057989
8 beds  |  5 baths  |  2340 sqft


Front of both cottages
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Front of both cottages Living area of the Big house Living area in open concept room. Living area with view of the lake. main living area Open dining Main house dining Open Floor Plan Kitchen in Main Main House kitchen Back door to Main House Laundry/half bath Master in Main Main House Master 022_file_256 Bedroom 2 in Main Bedroom 3 in Main Bedroom 4 in Main Primary full bath in Main Front Door in Main House There is a deck on the back of the Main House Plenty of yard space in front of the small cottage. Yard Main floor of the Stone House Small Cottage Small Cottage Small Cottage View of the Lake Living Are of Small Cottage Living Area of Small Cottage View from the Small Cottage Open Floor Plan in small cottage Dining/Living Kitchen opens to the dining and living areas Kitchen in small cottage Bedroom 1 Bedroom 1 Bedroom 2 Bathroom There is a dock that will be included with the sale Water front lot Beach front Beach front Small stone cottage Living area in 2 bedroom basement apartment Open floor for apartment living or addtional living space Updated kitchen Basement Apartment Lake views through extra wide glass doors Working stone fireplace Living area Basement Aparment Bedroom #2 Bedroom #1 Large walk-in closets in both downstairs bedrooms Bedroom #1 Updated bathroom with large walk-in shower 3rd set of washer and dryer with this property Water Softener system for the whole house

Property Description
THREE separate units, completely renovated, generating income on Portage Lake is priced to sell! Ideal for long-term or short-term rentals—or live in one unit while using the cottage as a guest house. All three units have been completely renovated with new flooring, appliances, and updated finishes throughout. The property includes a private dock and storage shed, perfect for enjoying all that Portage Lake has to offer. Located near Onekama Marina with a public park next door and another just down the street featuring a public boat launch. Enjoy easy access to Lake Michigan, Arcadia Bluffs, The Glenwood, and all the charm of Onekama and scenic M-22. West-facing windows capture breathtaking Portage Lake sunsets, making this a truly unique Northern Michigan offering. Sale includes both parcels: 41-300-034-00 and 41-450-026-00.

Details
Maps
Location & Property Info
Cross Streets: First Ave
Property Sub-Type: Single Family Residence
Area: MasonOceanaManistee - O
Municipality: Onekama Vlg
Office/Contract Info
Auction or For Sale: For Sale
List Price/SqFt: 469.66
General Property Info
New Construction: No
Lot Dimensions: 96 x 93 and 85 x 55x 57x48
Road Frontage: 96
Garage Y/N: No
Fireplace: Yes
Total Fireplaces: 1
Waterfront: Yes
Body of Water: Portage Lake
Income Property: Yes
Basement: Yes
Total Rooms AG: 5
Total Fin SqFt All Levels: 3612
SqFt Above Grade: 2340
Below Grade Finished SqFt: 0
Below Grade Unfinished SqFt: 0
Building Total SqFt: 3612
Total Beds Above Grade: 6
Statewide Lakes & Rivers: Portage Lake
Main Level Primary: Yes
Stories: 1
School District: Onekama
# of Outbuildings: 1
Association YN: No
Lot Measurement: Acres
Lot Acres: 0.21
Lot Square Footage: 8965
Year Built: 1940
Total Bedrooms: 8
Full Baths: 4
Half Baths: 1
Total Baths: 5
Tax Info
Taxable Value: 163100
SEV: 163100
For Tax Year: 2025
Seller's Annual Property Tax: 7613
Tax Year: 2025
Homestead %: 0
Spec Assessment & Type: none
Zoning: Com/Res
Tax ID #: 41-450-026-00
Remarks & Misc
Public Remarks: THREE separate units, completely renovated, generating income on Portage Lake is priced to sell! Ideal for long-term or short-term rentals—or live in one unit while using the cottage as a guest house. All three units have been completely renovated with new flooring, appliances, and updated finishes throughout. The property includes a private dock and storage shed, perfect for enjoying all that Portage Lake has to offer. Located near Onekama Marina with a public park next door and another just down the street featuring a public boat launch. Enjoy easy access to Lake Michigan, Arcadia Bluffs, The Glenwood, and all the charm of Onekama and scenic M-22. West-facing windows capture breathtaking Portage Lake sunsets, making this a truly unique Northern Michigan offering. Sale includes both parcels: 41-300-034-00 and 41-450-026-00.
Legal: VILLAGE OF ONEKAMA WEST ADDITION LOTS 1 + 2 BLOCK 2. SALE(90) 4536 0961 (94) 500 2604 0401
Waterfront Options
Water Access Y/N: Yes
Water Frontage: 57
Water Type
Lake: 1
Water Fea. Amenities
All Sports: 1
Private Frontage: 1
Public Access 1 Mile or Less: 1
Lot Description
Corner Lot: 1
Street Type
Paved: 1
Public: 1
Util Avail at Street
Cable Available: 1
Electricity Available: 1
Natural Gas Available: 1
Phone Available: 1
Utilities Attached
Cable Connected: 1
High Speed Internet: 1
Natural Gas Connected: 1
Sewer
Public Sewer: 1
Septic Tank: 1
Water
Well: 1
Terms Available
Cash: 1
Conventional: 1
VA Loan: 1
Mineral Rights
Unknown: 1
Laundry Features
Main Level: 1
Exterior Material
Stone: 1
Roofing
Rubber: 1
Heat Source
Natural Gas: 1
Sale Conditions
None: 1
Heat Type
Baseboard: 1
Hot Water: 1
Access Feat
Accessibility Features: No
Upper Rooms
Total Baths Above Grade: 4
Main Rooms
Main Bedrooms: 6
Main Full Baths: 3
Main Half Baths: 1
Main Level SQFT: 2340
Lower Rooms
Lower Bedrooms: 2
Lower Full Baths: 1
Lower Finished SQFT: 1272
Total Lower SQFT: 0
Basement Rooms
Basement Finished SQFT: 0
Total Basement SQFT: 0
Driveway
Other: 1
Substructure
Full: 1
Walk-Out Access: 1
Windows
Low-Emissivity Windows: 1
Fireplace
Family Room: 1
Gas Log: 1
Additional Items
Basement Finished: 1
Water Heater
Electric: 1
Exterior Features
3 Season Room: 1
Architectural Style
Other: 1
Possession
Negotiable: 1
Subject To Tenant Rights: 1
Location Property Info
County: Manistee
Street #: 4642
Street Name: Main
Suffix: Street
State: MI
Zip Code: 49675
Zip (4): 8719
OfficeContract Info
Status: Active
List Price: $1,099,000
Current Price: $1,099,000
Listing Date: 2025-11-12
Property Features
Water Type: Lake
Laundry Features: Main Level
Exterior Material: Stone
Roofing: Rubber
Windows: Low-Emissivity Windows
Substructure: Full; Walk-Out Access
Lot Description: Corner Lot
Sewer: Public Sewer; Septic Tank
Water: Well
Utilities Attached: Cable Connected; High Speed Internet; Natural Gas Connected
Util Avail at Street: Cable Available; Electricity Available; Natural Gas Available; Phone Available
Fireplace: Family Room; Gas Log
Additional Items: Basement Finished
Heat Source: Natural Gas
Heat Type: Baseboard; Hot Water
Water Heater: Electric
Exterior Features: 3 Season Room
Architectural Style: Other
Driveway: Other
Street Type: Paved; Public
Mineral Rights: Unknown
Terms Available: Cash; Conventional; VA Loan
Possession: Negotiable; Subject To Tenant Rights
Sale Conditions: None

IDX
Listing Office: Five Star Real Estate (Onekama)
Listing Agent: Corinn Fink

Last Updated: March - 03 - 2026

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